The 'Trust API', part of 'Project Abacus', was unveiled at Google's IO developer conference, and is set to be tested by a number of large financial institutions in June, the Guardian reports.

So, no more passwords?

The system is designed to be used on smartphones, and works by constantly checking for a number of personal indicators which can grant access to accounts or the phone itself.

Instead of asking for a password, the phone might analyse your face, your voice, how you type, how you swipe , how you move and where you are.



All of these bits of data are fed into the API, which then generates a 'trust score' which indicates how likely it is that it's actually you carrying the phone.