Buying a new car is likely to be one of the most expensive purchases you will ever make, second only to your home. It is therefore essential that you are fully prepared for this event and aware of different options and potential problems. Below are some important tips for preparing to buy your new car.

Set a budget this must be realistic. Do not be tempted to make the budget fit the car. Include the cost of insurance, fuel and servicing etc.

Decide how you are going to pay a car loan, finance through a dealership, full payment etc.

Decide what you want be sure to consider what you need in a car. Is it to travel long distances, transport children or just for you.

Check the internet to get an idea of current prices, makes and models. Because you can do some tricky stuff now with dealer websites, like move the car in a 360 degree angle, change the colour to see what it looks like before hand and even see it go around a track.

Make up a list of cars that are suitable (fit within budget and needs).

Take the time to browse around different dealerships asking salespeople for prices and deals. They are there to be badged.

Although expensive a new car offers reliability, with warranties covering any repairs needed for a set amount of time after purchase, check time and details of these with dealers and compare them with others.

Test drive all cars on the list consider comfort, handling, parking and even colour (you may have the car for quite a long time).

Test drive for at least 10 to 15 minutes on a variety of surfaces to give an idea of handling. Also do a tight 3 point turn to test for any knocking.

Decide on 2 to 3 cars and write a list of good and bad points about each one. Including any deals that have been met etc, & were they are.

Pick one car and go back to various dealerships & ask them what their best price for the car is.

Remember not to but impulsively, if you are getting fraught then go home and try again the next day.

Be prepared to haggle with dealers ask them what they will include for the price (audio equipment, mats, tank of fuel). You are about to spend a lot of money with them, so they are likely to want to come to a deal.

Take one last look at the deals on offer and decide.

You may also wish to investigate the safety and reliability of your chosen vehicle before you buy. There are a number of internet sites that offer ratings on safety aspects of cars. These are written by consumers as well as independent motoring organisations and cover crashworthiness, safety and reliability.

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